Atul Sharma Credit Card Show

The SBI Card Aurum is designed for complimenting the lifestyle related needs. It has crafted to meet your high standards – creating experiences that will take you to the very pinnacle of refinement. So far, SBI Elite Credit Card maintains the top spot in the premium card segment of the SBI Cards  however, there's an indication that another card will supersede the Elite variant in the near future. The Card to be called 'Aurum,' which in Latin means gold, has been rumored to be a Metal Card offering from SBI Cards. How to apply for SBI Credit Card at IndiaLends Platform? Click here to start the application process. Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria. Find your preferred SBI credit card from the list and check your eligibility for the same. If eligible, you can complete the online application Get full information click here:- https://cardinsider.com/sbi-card/sbi-aurum-credit-card/        

HDFC Bank is one of the most popular credit card issuers in the country at present. The bank is trusted by millions of customers because of its world-class services and safety measures. The Bank has offered many credit cards and each card offers multiple benefits in multiple categories. One of the most common features of many HDFC Bank credit cards is the complimentary access to airport lounges. This benefit is regarded as a premium feature as it allows you to access the premium and lavish lounges at the airport for free. Visit https://cardinsider.com/hdfc-bank/hdfc-credit-card-airport-lounge-access-list/  for the complete list of such credit cards. The airport lounge access facility allows the cardholder to visit any airport lounge during flight delays and long layovers. This feature is provided with many HDFC Credit cards. Let’s start with the HDFC Infinia Credit Card. The Infinia credit card is the most premium offering by the bank which provides unlimited access the domestic as well as international airport lounges. Next is the HDFC Bank Diners Club Black Credit card which is also a super-premium card offered by the bank after the Infinia credit card. This card also provides unlimited access the domestic as well as international airport lounges. Then comes the premium credit cards by HDFC that offers access to airport lounges. The first one is HDFC Regalia Credit Card which is the most popular credit card in India in the premium category. The card offers 12 complimentary domestic and 6 complimentary international lounge access every year. Next is HDFC Millennia Credit Card which offers 8 complimentary domestic lounge access every year. Another card is the Intermiles HDFC Bank Diners Club Credit Card which offers Unlimited complimentary domestic and international lounge access. These were some of the most popular credit cards offered by HDFC bank that comes with the airport lounge access facility. There are many other such credit cards that come with great features. To get the compete list of HDFC Credit cards and the applicable list of lounges please visit CardInsider.com.

The HDFC Bank INFINIA Credit Card is the most premium credit card offered by HDFC Bank. The Infinia Credit Card is regarded as one of the best and most popular credit card offerings in the country. With an annual fee of Rs. 12,000, the card brings multiple exclusive benefits and compelling privileges. As a welcome benefit, the card offers complimentary Club Marriott membership for one year which brings amazing deals and offers on dining and also provides 12,500 bonus Reward Points after successful payment of the joining fee. Visit https://cardinsider.com/hdfc-bank/hdfc-bank-infinia-credit-card/ to know more. Being a super-premium credit card, the Infinia card offers exciting benefits in travel. With this card, cardholders can enjoy unlimited complimentary domestic as well as international lounge access which can also be shared with the add-on cardholders as well. Moreover, it offers a 20% discount on the best available rates at some of the most luxurious hotels across India with the Club Marriott Membership. One can also avail of a complimentary one-night stay at partner ITC hotels on booking a 2-night stay.  As far as the reward rate is concerned, the card offers for every Rs. 150 spent with this card you earn 5 Reward Points. These reward points can be redeemed for a number of options like hotel or flight bookings, converted into Miles, against products on SmartBuy, and for cashback. Apart from this one can claim exciting benefits in dining with this card. With a Club Mariott membership, you get up to 20% off on Food   Beverage, up to 15% at select hotels, and much more. With the Good Food Trail Program, you can enjoy a 1+1 buffet at 200+ restaurants, 1+1 food/drinks at select restaurants, and an assured discount of 25% at premium restaurants. Apart from the above-mentioned benefits. The Infinia Cardholders can enjoy many other benefits like a lower forex markup of 2% only, 24*7 concierge services, unlimited Complimentary golf games at leading courses, and a spend-based annual fee waiver. To know more about the HDFC INFINIA Credit Card, visit CardInsider.com.        

Hello Everyone! Welcome to another podcast in which we are going to talk about one of the premium credit cards offered by the IndusInd Bank, the IndusInd Legend Credit Card. Targeted at High net-worth individuals, this card comes with a one-time fee of Rs. 9,999, which needs to be paid in the first year of the card membership. As a welcome benefit, you get gift vouchers from premium brands like Oberoi hotels, Charles Keith, Yatra, Louis Philippe, etc. Taking about its reward rate, you get up to 2 Reward Points for every Rs. 100 you spend and the monetary value of one Reward Point can be up to Re. 1 with the Legend Card. Apart from this, there are many more privileges that the card offers across different categories, including travel, lifestyle, entertainment, etc. You can check the detailed information regarding all its features on our https://cardinsider.com/indusind-bank/indusind-legend-credit-card/. The card provides you with free domestic lounge access every year and a complimentary Priority Pass membership that can be used to access over 1,000 lounges globally. The cardholders can also get up to 3 complimentary movie tickets every month under the Buy 1 Get 1 Free offer. Moreover, the IndusInd Legend Card offers you complimentary golf lessons, free insurance coverage against air accidents worth Rs. 25 lakhs, and many more such benefits. Another feature that makes it a great card for international travel is its reduced forex markup fee of 1.80% only. The membership fee of the card might seem to be a bit high, but you should be aware of the fact that you only need to pay the fee once and all these benefits are for a lifetime. So, if this credit card seems to fulfill your requirements, you should definitely go for it.

Hello everyone! Welcome to another podcast under which we are going to discuss one of the most popular credit cards in the market, the HDFC Regalia Credit Card. Issued by HDFC Bank, it is a premium card that comes with an annual fee of Rs. 2,500 which seems to be totally worth it when we look at all the features of this credit card. The card comes with a number of exciting privileges across different categories, but it is most suitable for frequent travelers. The Regalia Card provides you with 12 complimentary domestic and 6 free international lounge visits every year. Moreover, you get complimentary membership to the Priority Pass program that allows you to access over 1,000 airport lounges globally. Another feature that makes it a great card for international travelers is its reduced forex markup fee of 2% only. Though the card is considered best for travelers, there are many more advantages associated with this card. We are here to help you understand all its benefits and features in detail. You can also check our https://cardinsider.com/hdfc-bank/hdfc-bank-regalia-credit-card/  for more detailed information.  Talking about the reward rate of the HDFC Regalia Card, it offers 4 Reward Points on every spend of Rs. 150, where the monetary value of 1 Reward Point may go up to Re. 0.5. YOu can redeem these Rewards against a host of options available at the HDFC Smartbuy portal, via net banking, or through the HDFC Rewards portal. The card also provides you with complimentary Dineout Passport membership that allows you to avail of exciting deals and discounts on dining across various participating restaurants. Other features of this card include insurance covers worth up to Rs. 1 Crore, a 1% fuel surcharge waiver, and a spend-based waiver of the annual membership fee. If all these features of the Regalia Card suit your spending behavior and seem to fulfill your requirements, you should definitely go for this card. 

Hello everyone, welcome to today's podcast in which we are going to discuss the best credit cards for international transactions. When it comes to making international purchases using your credit card, you might also have lots of questions and doubts in mind. It is because there are several charges associated with all credit cards, including forex markup fees, currency conversion fees, applicable taxes, etc, that make your international transactions costlier.  However, there are some credit cards in the market that charge very nominal forex markup fees, and these cards can be considered the best for international transactions. If you are someone who makes foreign currency transactions very often, you must have one such card so that you don't have to pay high additional charges. To help you out in finding a suitable credit card, we are here with a list of some best credit cards for international transactions. You can check more detailed information regarding the same on our website https://cardinsider.com/best-credit-cards-for-international-transactions/. The first card on the list is the HDFC Infinia Metal Credit Card. Though it has a high annual fee of Rs. 13,500, it is totally worth it as the card has lots of premium benefits across different categories. Talking about its foreign transaction benefits, it charges a low forex markup fee of 2% only, which is lower than most other cards in the market. Another name is the ICICI Bank's Emeralde Credit Card, which has an annual fee of Rs. 12,000 and is the most premium offering by the ICICI bank. The forex markup fee on this card is 1.5% which is even lower. Another popular card that can be considered a suitable option to make international transactions is the Axis Bank Magnus Credit Card as it charges a very nominal forex markup fee of 2% only. The annual fee of this card is Rs. 10,000 and it is a choice of thousands of people who look for some great cards in the premium category. Other than these cards, there are many more options that you may consider, including the HDFC Diners Club Black Card, IDFC First Wealth, BoB Eterna, RBL World Safari, IndusInd Legend Card, etc. Just make sure that you choose the right card as per your needs.     

The health and well-being of individuals are now a foremost priority for them. Especially, after the outbreak of the COVID-19 pandemic, people are now more self-conscious about their health. Credit cards have always provided many benefits to us in the form of travel, lifestyle, shopping, and fuel benefits. Apart from these benefits, some credit cards also offer benefits in health and wellness. These cards are best suited for people concerned about their health and who want a credit card that fulfills their health-related needs. You can check offer benefits on https://cardinsider.com/best-health-and-wellness-credit-cards-in-india/. There are few credit card issuers that have provided such cards like HDFC Bank, SBI, Axis Bank, Yes Bank, and much more. One such excellent health and wellness card is Axis Bank AURA Credit Card. The Aura credit card is targeted at those individuals who are concerned about their well-being and health. The card provides complimentary doctor consultations, annual discounts for check-ups, discounts on nutritional/diet consultations, and much more. Another excellent health and wellness credit card is offered by SBI Bank, the SBI Card Pulse. The Pulse card comes with complimentary FitPass Pro and Netmeds First memberships. You can check other amazing credit cards that offer benefits in the same category at CardInsider.com. The Health and wellness credit cards are just like regular credit cards, they also offer you rewards for your spends, travel benefits, offers on dining, and much more. These are, however, designed in such a manner that they can offer maximum health benefits. Therefore, if you are a fitness freak or someone who loves to maintain their heath and diet, then having a health and wellness credit card is a must for you.

Air Vistara is one of the premium Airline service providers and has its own loyalty program, the Club Vistara. There are plenty of credit cards that are partnered with Air Vistara and offer reward points that can be further converted into Club Vistara (CV) Points. Vistara Airlines has partnered with almost all major credit card issuers in India including, Axis Bank, HDFC Bank, American Express, IndusInd Bank, and Yes bank. These credit card issuers have provided some of the best travel credit cards that offer great travel benefits including discounted travel or hotel bookings, complimentary airport lounge access, and much more. With these cards, you can earn reward points and later convert them into CV Points and use them further to get discounted flight bookings. To know more about such credit cards that offer Club Vistara points visit https://cardinsider.com/best-credit-cards-to-earn-club-vistara-points/  Apart from these partner credit cards, Air Vistara has also offered many co-branded credit cards in collaboration with many credit card issuers like Axis Bank, SBI card, and IndusInd Bank. These co-branded credit cards fetch you Club Vistara Points directly on every transaction made with the card. Moreover, these cards will provide you with world-class benefits in travel that will make your travels luxurious as well as full of comfort.  One such card is Axis Bank Vistara Infinite credit card which is a premium travel credit card offered by Axis bank in partnership with Air Vistara. This infinite card offers 6 Club Vistara Points per Rs. 200 spent with the card and Complimentary access to domestic lounges.     

Are you someone who travels frequently and incur a lot of travel expenses? Then having a travel credit card is a must for you. Travel credit cards are not different rather they are just normal credit cards offering great travel benefits. To Know more about travel credit cards in India, visit now on https://cardinsider.com/best-travel-credit-cards-india/ These cards are made in accordance with the requirements of the travelers, for example, these cards come with exclusive benefits like complimentary airport lounge visits, complimentary membership to premium travel brands/hotels, insurance benefits, and much more. Also, most of travel credit cards offer reward points in the form of Miles that are redeemable for a number of options and can be transferred to partner airlines’ Miles Program. Travel credit cards are generally issued in partnership with partner airlines and offer great travel benefits.  Some of the co-branded travel credit cards that one must consider are-  Axis Bank Vistara Infinite Credit Card,  InterMiles HDFC Bank Diners Club Credit Card Club Vistara IndusInd Bank Explorer Credit Card. Also, there are many generic travel credit cards that offer great benefits in travel including unlimited access to airport lounges, lower forex fees, and much more. These are- American Express Platinum Travel Credit Card, Citibank PremierMiles Credit Card, and much more.  While there are so many options available in the market, it may be difficult for you to select one card. To help you out, we have made a list of the best travel credit card options available on cardinsider.com. where you can compare every card on the basis of their features and benefits. 

One Card is a Fintech Credit Card offered by a fintech start-up FPL Technologies Pvt. Ltd. in partnership with its banking partners including IDFC FIRST Bank, Federal Bank, BOB Financial, SBM Bank, and South Indian Bank. The One card is issued as a secured credit card as well as an unsecured card, which means that if you are having a low income then you can get the card against a fixed deposit. The one card has zero joining fee and annual fee which makes it a lifetime free credit card. If you want to learn about one card credit card visit at https://cardinsider.com/fintech-cards/onecard-credit-card/ Apart from this, the card offers lots of benefits like for every Rs. 50 transactions, the card offers 1 reward point. Also, for every purchase made in travel and grocery the card offers 5X reward points. You can use these points as cashback at a value of Rs. 0.10 per reward point. One of the best things about the card is that the foreign markup fee for the card is just 1% which is much lower than other credit cards.  So, if you are planning to get a card having features like no charge for a lifetime, tons of reward points on transactions, and a low foreign markup fee for international transactions then the One Card is a great deal for you. In conclusion, the Onecard is the best choice for entry-level card users.

Welcome back to another Podcast on credit cards. Today we will be discussing the AU Small Finance Bank Credit Cards. Did you know? This bank was earlier a vehicle finance company since 1996 when it was established. It was 2017 when it converted into AU Small Finance Bank and began with its banking operations. Currently, there are 4 credit cards offered by the AU Bank ranging from entry-level to premium categories. The credit cards are Altura Plus credit card, Altura Credit Card, Zenith Credit Card, and Vetta Credit Card. You can check the all credit cards at https://cardinsider.com/au-small-finance-bank/. With the AU Small Finance Bank credit cards, you get to enjoy welcome benefits, rewards on shopping, travel benefits, movie & dining benefits, and many more. Even though you get fewer choices but you can still find the best credit card for yourself by comparing all the features and benefits. You can check the reviews of all four credit cards at Cardinsider.com and can compare them so that you can find the best credit card that suits your profile. Credit cards should be used with caution as they can either solve all your financial problems or can lead you to a debt trap. To avoid unfavorable situations you must keep the credit card dues clear in full every month, you can do so by registering for the auto-debit services so that you never miss the due date. Another thing that you can follow while using a credit card is maintaining a low credit utilization ratio by setting a threshold limit on your credit card so that you do not overuse the card. These tips can for sure help you in maximizing the benefits of your credit card and also in building a good credit score. Go and check the reviews of the AU Small Finance Bank credit cards and grab one for yourself. 

Before we start with today's podcast on Karur Vysya Bank Credit Cards you must know that this bank is one of the oldest banks in India since 1916. In the year 2016, the Karur Bank started issuing credit cards in order to expand its business operations and moreover, to meet its customers’ needs. Currently, there are three credit cards offered by the Karur Vysya Bank namely KVB Corporate Credit Card, KVB Honour Credit Card, and KVB Platinum Credit Card. All three credit cards are lifetime free credit cards and first-time credit card users can avail of them. You can get reviews of all three credit cards at https://cardinsider.com/karur-vysya-bank/. First and foremost, identify your spending patterns and needs and then compare these credit cards so that you can apply for a credit card that helps you maximize the benefits by complimenting your spending habits. With the KVB Credit Cards, you get to enjoy welcome benefits, shopping benefits, travel benefits, and so on. KVB Corporate credit card is the one that has low-interest rates and no foreign markup fee along with other benefits and features. You can get reviews of all three credit cards at Cardinsider.com where you can compare credit cards online as well as apply for the credit cards.  Before you jump right into the credit card application you must check the eligibility requirement so that there are fewer hurdles in your way to getting a credit card. Know that credit cards can either be your sweetest friend or the biggest nightmare that you have ever imagined and all of this depends on how you use a credit card. Using a credit card wisely is the only key to maximizing the benefits of credit cards. Keep the credit card outstanding clear in full every month and a credit utilization between 30%-40%. Once you have understood the credit cards entirely then no can stop you from making the most out of them. 

We are back with another podcast and a new bank’s credit cards. Today we will be discussing the Federal Bank Credit Cards. This one is a private sector bank and currently offers 4 credit cards between entry-level credit cards to mid-level credit cards. Those who are already familiar with the working of credit cards can easily make the most out of the Federal Bank Credit Cards. You can easily know about these credit cards at  https://cardinsider.com/federal-bank/. Once you have figured out your needs and spending habits then you can proceed on to the comparing parts. You can compare Federal Bank RuPay Signet Credit Card, Federal Bank Visa Signet Credit Card, Federal Bank Visa Imperio Credit Card, and Federal Bank Visa Celesta Credit Card in order to find the right credit card for yourself. You can easily compare all these credit cards at Cardinsider.com and can apply for the one from there as well. The basis of comparing credit cards are fees & charges, features, and benefits. The one that compliments your needs and spending habits will be the best credit card for your profile.  All you need to keep in mind is that credit cards are like a coin having both advantages and disadvantages. It all depends on how sensibly you use a credit card. To maximize the benefits of a credit card you need to clear all the dues on time and maintain a low credit utilization ratio.  With the Federal Bank credit cards, you get to enjoy the welcome benefits, shopping benefits, travel benefits, and movie & dining benefits with this credit card. On top of it, you also get insurance benefits. Hurry up and don’t miss the opportunity to get a credit card in live a life with ease provided you use the credit card responsibly. 

Welcome back to the podcast, today we will be discussing the Union Bank of India Credit Cards. Union Bank of India is a government-owned bank. Among all the competitors Union Bank is the one that offers quite affordable credit cards and is ideal for first-time credit card users. Currently, there are in total 4 credit cards issued by this bank namely, Union Select RuPay Credit Card, Union Platinum RuPay Credit Card, Union Uni Carbon Credit Card, and Union Bank’s RuPay Combo Debit Cum Credit Card. You can read more about this bank’s credit cards at https://cardinsider.com/union-bank/. Everyone knows how difficult it is to get a credit card these days, especially for those who are applying for the first time. While researching credit cards you must have come across credit cards with higher membership fees. But this is not the case with the Union Bank of India Credit Cards. Two out of the four credit cards are lifetime free credit cards and the other two have a nominal fee up to Rs. 499. You can read more about this bank’s credit cards at cardinsder.com, where you not only can apply for a credit card but can compare them as well. Firstly, analyze your spending pattern and then compare the Union Bank of India credit cards in order to find the right credit card that compliments your requirements. Always remember to adhere to the timely repayment cycles and maintain a low credit utilization ratio as it will going to help you in building a good standing account. Having a credit card can solve half of your problems within no time provided if you use them wisely. What are you waiting for? Go and grab a credit card for yourself and enjoy all the features and benefits it has to offer. Do check for the eligibility requirements before submitting the application so that you can lower the risk of credit card application rejection.

Hello there, welcome to today's podcast. We will cover the IndusInd Bank credit cards and their benefits today. As we all know, IndusInd Bank is the most prominent private sector bank as it offers its customers a wide range of products and services. When it comes to credit cards, the IndusInd Bank stands out because of its comprehensive offering. The IndusInd Indulge credit card is one of its unique credit cards that is covered with a 24k gold inlay. IndusInd Bank currently offers around 17 credit cards out of which 2 credit cards come under the entry-level credit cards and 3 are mid-level credit cards. You can find out more about the IndusInd credit cards at https://cardinsider.com/indusind-bank/. The rests are premium and super-premium credit cards. Those who already have a credit card and are looking for another credit card then they must consider getting this bank's credit card. Not to drive away from the customers the bank offers IndusInrd ane Platinum Aura Credit Card which is ideal for first-time credit card users as their fees are nominal. Apart from these credit cards that one can take to upgrade their previous credit cards are IndusInd Bank Platinum Aura Credit Card, IndusInd Bank Duo Plus Credit Card, and IndusInd Intermiles Voyage Visa Credit Card, etc. With an IndusInd Bank, one gets to enjoy welcome benefits, reward benefits on shopping, travel benefits, and so on. You can find out more about the IndusInd credit cards at Cardinsider.com. We all know how difficult it is to get a credit card these days, and way more difficult to get the right credit card. You are required to identify your needs first and spending habits and then proceed further to compare credit cards in order to find the right card. When it comes to credit card you need to keep in mind to clear the dues in full every month and maintain a low credit utilisation ratio so that you can build a good standing account.