Summary: We all can think of some financial goals we want to meet (debt-repayment, emergency savings) and maybe we know what habits could get us there - but DOING it is the hard work. And I find it so helpful to hear what other people are doing and what it looks like in action in real life. <br> <br> <br> <br> Today I'm sharing the rest of my conversation with Bethany and Corey from the Millenial Mission Podcast about what their debt-free journey has been and in this part, they are sharing a lot about the habits they have formed and mindsets that have supported them in persisting and making an impact. <br> Developing habits to pay off debt as a family<br> <br> Three changes that have made a big impact on lowering the debt<br> Knowing what money is coming in and what is going out<br> The debt snowball (coined by Dave Ramsey)<br> The financial freedom a budget can bring you<br> Weekly budget check-ins and monthly budget reviews<br> Addressing the problem before it becomes a problem<br> Spouses supporting one another in budget accountability<br> What to do when you have a spouse who is not on the same page as you with the finances<br> How debt repayment has impacted their marriage and parenting<br> Not doing it perfectly <br> Trusting God with finances, especially during the pandemic<br> Making sacrifices as a family<br> When you aren’t able to pay off debt and not giving up<br> Surrendering your life and money to God<br> Being intentional and faithful with finances and how that shows up in the other areas of your life<br> Encouragement to just get started and get a system in place to know what you are doing with your money<br> <br> More resources<br> Listen to the first part one: <a title="102. Starting the Debt-Free Journey (With Bethany and Corey Adkins)" href="https://simpleonpurpose.ca/start-debt-free-journey/" target="_blank" rel="noopener">Starting the Debt-Free Journey</a><br> <br> <a href="https://www.bethanyadkins.com/store/how-to-own-your-finances-so-they-dont-own-you" target="_blank" rel="noopener">How to Own Your Finances So They Don't Own You</a><br> <br> <a href="https://view.flodesk.com/pages/5eb1a84a48b5a70026cd9276" target="_blank" rel="noopener">Download the free budget worksheet</a><br> <br> <a href="https://www.instagram.com/bethanyandcorey/" target="_blank" rel="noopener">Find Bethany and Corey on Instagram </a><br> <br> <br> <br> <br> <br> <br> <br> <br> <br> <br> <br> <br> <br> <br> <br> <br> Full transcript<br> 0:08<br> Hey friends, it's Shawna, your nerdy girl and life coach from simple on purpose.ca. So welcome for those of you who are new to simple on purpose. This is a place that I just want to share tips and stories and encouragement for you to simplify your home, your heart and your life. And part of life is finances right, we would all like our finances to be simpler. And in the life on purpose workbook and the life on purpose roadmap, there's a section on finances, where you can set the goals and habits you want to have there. And I think all of us probably can think of the goals we want when it comes to our finances. We want debt repayment, we want emergency savings, we want retirement savings, and so on. And maybe some of us even have an idea on what habits will get us there. We know logically, we need to make a budget we need to cut expenses. But doing it putting it into action is a whole other situation. And I don't know about you, but when I am trying to create a new habit or make a change in my life, I find it so helpful to hear the experiences of other people. And that's why I wanted to interview Bethany and Corey from the millennial mission podcast. This is the second part of my conversation with Bethany and Corey. In the first episode, the first part of this interview,
