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Summary: Concern about the Wuhan coronavirus is pushing mortgage rates lower. That may seem like a weird cause and effect relationship, but there is a good reason for it. The latest rates for a 30-year mortgage have fallen to their second-lowest level in three years. Freddie Mac reported last week that the average 30-year fixed-rate mortgage was 3.51% and the 15-year fixed-rate mortgage was down to 3%. That’s for the week ending January 20th.