Summary: Rob: I think you're dead on here. When I speak to clients, it's often they're confused. They'll have the cash or GICs in there in the savings account. We bring it over, we build the portfolio, we'll build their risk tolerance, asset allocation and of that we will take, as you mentioned, the emerging markets or the growth stocks or whatever's going to grow. or we'll take, you know, if we have a high yielding debt instrument that is taxable, that could also potentially go into TFSA.
