Summary: <br> Announcer: <a href="https://www.temi.com/editor/t/0xGyrGwiOo9COXyGGW-QPuLe2zjis4jOwTnQGrWw_BqNgJsB-VL50dvJ0ucpI5sTHnQaXELsXv7WISsi-QtimblQ4iE?loadFrom=DocumentDeeplink&ts=0.65">00:00</a> You’re<br> tuned in to the Investing for Beginners podcast. Finally, step by step premium<br> investment guidance for beginners led by Andrew Sather and Dave Ahern. To<br> decode industry jargon, silence crippling confusion, and help you overcome<br> emotions by looking at the number, your path to financial freedom starts now.<br> <br> <br> <br> Dave: <a href="https://www.temi.com/editor/t/0xGyrGwiOo9COXyGGW-QPuLe2zjis4jOwTnQGrWw_BqNgJsB-VL50dvJ0ucpI5sTHnQaXELsXv7WISsi-QtimblQ4iE?loadFrom=DocumentDeeplink&ts=36.12">00:36</a> All right folks, we’ll welcome to the Investing for Beginners podcast. This is episode 120 gig tonight. Andrew and I are going to talk about a couple of subjects that we have not talked a lot about or in some cases, not at all. If you are enjoying the show, please subscribe <a href="https://podcasts.apple.com/us/podcast/investing-for-beginners-podcast-your-path-to-financial/id1210741497">here</a>. So we’re going to talk a little bit about taxes and a couple of tax vehicles that you could use to help save you some money on taxes. One of the vehicles we’re going to talk about is an HSA. And we’re also going to talk a little bit about a Roth IRA. So, Andrew, I know you’ve had some recent experience with an HSA, so why don’t you tell me your thoughts on that, and we could chat a little bit.<br> <br> <br> <br> Andrew: <a href="https://www.temi.com/editor/t/0xGyrGwiOo9COXyGGW-QPuLe2zjis4jOwTnQGrWw_BqNgJsB-VL50dvJ0ucpI5sTHnQaXELsXv7WISsi-QtimblQ4iE?loadFrom=DocumentDeeplink&ts=69.81">01:09</a> Well,<br> let’s chat less about my experiences with okay. Medical issues and expenses<br> because that will piss me off. Yep. But you know, an HSA is something that a<br> lot of people can take advantage of. And even if you think you can’t, I think<br> maybe you can. So HSA, what is that? And you know, how can it help the average<br> person? I think when you kind of look at the landscape of, particularly if you<br> live in the United States and the way that our, the expenses and hospital bills<br> and doctor bills and surgery bills and how it’s just through the roof and astronomical<br> and it’s, you know, if you don’t have good insurance and even when you do have<br> good insurance, a lot of times these, the healthcare system in America is just<br> the way it’s structured has really made a lot of services. Be expensive.<br> <br> <br> <br> Andrew: <a href="https://www.temi.com/editor/t/0xGyrGwiOo9COXyGGW-QPuLe2zjis4jOwTnQGrWw_BqNgJsB-VL50dvJ0ucpI5sTHnQaXELsXv7WISsi-QtimblQ4iE?loadFrom=DocumentDeeplink&ts=132.69">02:12</a> And<br> you know, I, I remember reading a stat somewhere a while ago that said, one of<br> the biggest causes of bankruptcy is medical debt. And it’s also one of the<br>
