Summary: <br> Announcer: <a href="https://www.temi.com/editor/t/7ZH8AfiVrOKzp4RfSntqsEZsa25oXEK2HFfawdbr1NAHpS4lvA95AB-Cb8g5Mr_1ZqXiuRACa9f1JDawySPtkhD19x8?loadFrom=DocumentDeeplink&ts=0.27">00:00</a> You’re<br> tuned in to the Investing for Beginners podcast. Finally, step by step premium<br> investment guidance for beginners led by Andrew Sather and Dave Ahern. To<br> decode industry jargon, silence crippling confusion and help you overcome<br> emotions by looking at the numbers. Your path to financial freedom starts now.<br> <br> <br> <br> Dave: <a href="https://www.temi.com/editor/t/7ZH8AfiVrOKzp4RfSntqsEZsa25oXEK2HFfawdbr1NAHpS4lvA95AB-Cb8g5Mr_1ZqXiuRACa9f1JDawySPtkhD19x8?loadFrom=DocumentDeeplink&ts=36.59">00:36</a> All<br> right folks, welcome to Investing for Beginners podcast. This is episode 118 we<br> are back with another session of answer question mode. We got some other<br> fantastic questions. You guys are sending us some great stuff, and this was a<br> lot of fun. So Andrew and I get to answer some questions and try. I hope you<br> guys weren’t a thing or two. So I’m going to go ahead and read our first<br> question and Andrew and I, we’ll do our little give and take. So, first of all,<br> it says hi Andrew. I want to start by saying thank you for the time and effort<br> you put it into your podcast. As a beginner, I can honestly say that every<br> podcast I’ve listened to so far has been a little pot of gold for gaining<br> knowledge and investing. I appreciate it. I’m a 21-year-old from the UK who<br> recently came into some inheritance due to my father passing away unexpectedly.<br> I’m looking for the wisest ways to invest this and creating a solid portfolio I<br> can build on.<br> <br> <br> <br> Dave: <a href="https://www.temi.com/editor/t/7ZH8AfiVrOKzp4RfSntqsEZsa25oXEK2HFfawdbr1NAHpS4lvA95AB-Cb8g5Mr_1ZqXiuRACa9f1JDawySPtkhD19x8?loadFrom=DocumentDeeplink&ts=86.74">01:26</a> At<br> the moment I’ve invested a large sum of money through Hargraves Landsdowne<br> stocks and shares Isa into Vanguard strategy at 100% equity, which I plan on<br> keeping it there to grow over the next 10 15 years. But I feel like there isn’t<br> any anywhere near enough. I have a few questions. I hope you’d be able to find<br> the time to answer. The first question I hear you talk about aiming for around<br> 20 funds to invest in to minimize any loss. Would you advise that I invest in<br> 20 funds over a course of say two years or aim to invest larger sums of money<br> into four to five funds over a course of two years and keep adding from the<br> money, which is returning from the Andrew, what are your thoughts?<br> <br> <br> <br> Andrew: <a href="https://www.temi.com/editor/t/7ZH8AfiVrOKzp4RfSntqsEZsa25oXEK2HFfawdbr1..."></a>
