Summary: Former Wall Street investor turned debt settlement professional Brad W. Smith has seen clients swimming in money and clients swimming in debt. In his book "Let's Talk about Debt," he reveals the kind of consumption mindset that can easily get even typically financially healthy individuals into a debt spiral and what they can do about it. He has settled hundreds of millions of dollars of debt for thousands of clients and he gives us his tips for avoiding debt and getting out of it if we're heading in the wrong direction. So, let's get Charged Up! to talk about debt!
