Summary: Todd Langford, the creator of the Truth Concepts calculator software, has been an advocate of providing financial education to clients of the financial services industry for many years. His extensive knowledge of math, numbers and calculations pertaining to financial products has allowed him to be a mentor to some of the top advisors in the United States. Todd’s software demonstrates the truth about how life insurance works, the true rate of return for real estate, what the stock market really does, how
