Summary: Saving for retirement can be a daunting task and one that the majority of Americans put off. Author, speaker and professor Teresa Ghilarducci breaks down how much you need to be saving every month for different age groups in order to retire with enough money. She talks about what kind of debt you should, what debt you need to pay down as quickly as possible, how much of a house you can really afford and whether prioritizing your kids' college education over your retirement is wise.