iShares Behavioral Finance

Dr. Daniel Gilbert, professor of psychology at Harvard University and bestselling author of "Stumbling on Happiness", will share some strategies you can use with your clients "to try to do precisely the right thing at all possible times." VISIT iSHARES.COM FOR A PROSPECTUS, WHICH INCLUDES INVESTMENT OBJECTIVES, RISKS, FEES, EXPENSES AND OTHER INFORMATION THAT YOU SHOULD READ AND CONSIDER CAREFULLY BEFORE INVESTING. INVESTING INVOLVES RISK, INCLUDING POSSIBLE LOSS OF PRINCIPAL. In addition to the normal risks associated with investing, international investments may involve risk of capital loss from unfavorable fluctuation in currency values, from differences in generally accepted accounting principles or from economic or political instability in other nations. Emerging markets involve heightened risks related to the same factors as well as increased volatility and lower trading volume. Securities focusing on a single country and investments in smaller companies may be subject to higher volatility. Bonds and bond funds will decrease in value as interest rates rise. A portion of the Fund's income may be subject to federal or state income taxes or the alternative minimum tax. Capital gains, if any, are subject to capital gains tax. Asset allocation and diversification may not protect against market risk. Shares of an iShares Fund may only be redeemed directly from a Fund by Authorized Participants, in very large creation/redemption units. Transactions in shares of the iShares Funds will result in brokerage commissions and will generate tax consequences. Mutual funds and iShares Funds are obliged to distribute portfolio gains to shareholders. There are special risks associated with margin investing. You may be called upon to deposit additional cash or securities if your account equity including that which is attributable to iShares Funds, declines. With short sales, you risk paying more for a security than you received from its sale. This material represents an assessment of the market environment at a specific time and is not intended to be a forecast of future events, or a guarantee of future results. Information on stocks is provided strictly for illustrative and educational purposes. This information should not be relied upon as research or investment advice regarding the funds or any security in particular. The strategies and investment comparisons discussed are strictly for illustrative and educational purposes and should not be construed as a recommendation to purchase or sell, or an offer to sell or a solicitation of an offer to buy any security. There is no guarantee that any strategies discussed will be effective. The information provided is not intended to be a complete analysis of every material fact respecting any strategy or investment. There may be significant differences between the investments that are not discussed. The examples presented do not take into consideration commissions, tax implications, or other transactions costs, which may significantly affect the economic consequences of a given strategy or investment decision. The information provided is not intended to be tax advice. Investors should be urged to consult their tax professionals or financial advisers for more information regarding their specific tax situations. SEI does not provide investment or tax advice. The Internal Revenue Service has not released a definitive opinion regarding the definition of "substantially identical" securities and its application to the wash sale rule and ETFs. The iShares Funds are distributed by BlackRock (and its affiliates, "BlackRock"). BlackRock Fund Advisors ("BFA") serves as the investment advisor to the Funds. BlackRock Execution Services ("BES") and BlackRock Fund Distribution Company ("BFDC") assist in the marketing of the Funds. BFA , BES, and BFDC are affiliates of BlackRock, Inc., none of which is affiliated with SEI. ©2000-2012 BlackRock. All rights reserved. iShares® and BlackRock® are registered trademarks of BlackRock. All other trademarks, servicemarks or registered trademarks are the property of their respective owners.