22: How Credit Works: Understanding Your Credit Report And Score with Marsha Barnes

Summary: In this episode, Marsha shares: -What is a credit score? -What considered a good credit score? -How can you get access to your credit report for free? -How are scores calculated? -What are some ways to start building credit if someone doesn’t have any credit history? -If you decided to opt out of getting any credit cards. Are there any other healthy ways to build credit? -What do the most come credit mistakes you can make with your credit? -How do you build your score with good habits? -Does getting married affect your credit? -What are some of the impacts related to having an employer view your credit scores? -What should you if a collection agency calls about an old debt? -What tools are available to help manage my account?