Beyond Finances show

Beyond Finances

Summary: Get real-life context for practical money rules and the theory of financial advice. Beyond Finances is your place for understanding how to maximize your potential and seize every opportunity with both your finances and your life. The show exists at the intersection of personal development and financial success, and hosts Kali and Eric Roberge, CFP strive to help you make smarter money decisions that will position you to create, grow, and keep real wealth. Join in on in-depth, intimate conversations and understand what it really takes to use your money as a tool to enjoy your life now while still planning responsibly for tomorrow. Learn more at http://beyondyourhammock.com

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Podcasts:

 Is This the Next Recession? | File Type: audio/mpeg | Duration: 26:34

“Is this the next recession?” Lots of people are asking. The implication is that this big, looming thing is about to happen--and we’re all screwed when it does. To know what to make of recent headlines and navigate recession fears, we're talking about key facts and what you should know about the market. Find out exactly what to do in the face of a downturn, learn why market timing is a loser's game and get our tips on how to recession-proof your life. Show notes: http://www.beyondyourhammock.

 How to Get a Great Deal on a New Car | File Type: audio/mpeg | Duration: 27:30

One simple trick can save you THOUSANDS of dollars (and a whole lot of time) the next time you go car shopping. We did the research, negotiated with dealerships, and managed to snag the exact car we wanted at a verified GREAT price. How did we do it? Today, we share exactly what we learned in the process so you can leverage this knowledge and score your next car at not just at a low price, but for an overall good deal on what you actually want. All links + resources: http://beyondyourhammock.com/20

 3 Paths to Become a Self Made Millionaire | File Type: audio/mpeg | Duration: 36:24

You don’t have to be born into money to have money now. Today, we lay out a few different paths to explore if you want to become a self-made millionaire. We cover: -- Becoming a high-income earner with a company or employer -- Starting a business or freelancing -- The importance of investing (and multiple ways to do it). We’ll tell you which path we’re on, discuss the pros/cons of each, and provide some insight on how you can make more money now. Full show notes at www.beyondyourhammock.com

 How to Deal with Your Student Debt | File Type: audio/mpeg | Duration: 20:16

In Part II of our series on student debt, we look beyond the topic of general student loan forgiveness and explore what you can do RIGHT NOW to better manage the financial burden of student loans. We cover: -- How to make/implement a repayment plan -- Why you need to consider your WHOLE financial picture (and not JUST your loans) -- Refinancing vs consolidating & what to know -- Resources to help better manage student loans ...and more. Full show notes with links at www.beyondyourhammock.com/18

 Total Student Loan Forgiveness - Yay or Nay? (Part 1) | File Type: audio/mpeg | Duration: 22:54

Total student loan forgiveness is a hot topic -- but what should you actually DO about it and the loans you have right now? In PART I of this series on student loans, we discuss: - What forgiveness programs already exist (and if you should use one) - How to improve your financial situation and reduce the burden of your student loan debt - Why total student loan forgiveness doesn't matter if don't work on your money mindsets and habits NOW ...and MUCH more. Show notes at www.beyondyourhammock.com/17

 Money and Market Misconceptions That Can Cost You | File Type: audio/mpeg | Duration: 24:41

Ep 16: What you only THINK you know can hurt you -- and cause you to lose a lot of money in the market. Most of us don't consistently make excellent financial choices on our own. Part of the problem is that we're plagued by misconceptions around money and markets and we act on faulty info. Start to solve this problem by educating yourself on the real deal and understand what's really going on when we talk about things like diversification, index funds, the S&P 500, portfolio performance, and more.

 How to See the (Money) Forest for the Trees | File Type: audio/mpeg | Duration: 22:09

Ep 15: If we could compare life to walking through a forest, we could say that you pass a lot of trees along the way. Most people tend to obsess over the nearest tree at the expense of missing the forest. Looking at the forest means taking a step back and understanding how everything is interconnected — and how to make decisions around that. We explore how proper planning, deliberation, and insight allows you to step back, see more, and understand where you are now in relation to where you want to go.

 Your Money Questions Answered: Student Loans, IPOs, Credit Cards, and More | File Type: audio/mpeg | Duration: 24:46

Ep 14: We asked you to send us your money questions that you wanted our perspective on -- now we're answering! We cover the following questions in this first "ask me anything" styled show: - How much do I need to save for retirement? - What's the best credit card to use? - How do you budget? - How do I prepare for an IPO? - Will student loan forgiveness last? Thanks for everyone who submitted a question! If you have a question of your own, send it to team@beyondyourhammock.com.

 How Much Average People Spend | File Type: audio/mpeg | Duration: 19:39

Ep #13: Ever wonder how much most people spend on stuff? Wonder how YOUR spending compares to the average? We dive into the numbers here, sharing what the average person spends, what we think you need to save, and how to fit YOUR spending around these data points.  We also talk about how to set up a budget in a way that feels freeing, not restrictive, and explain a 3-step process for cash flow management to help you reach your goals without depriving yourself of enjoying using your money today.

 Thoughts on Planning and Paying for a Wedding | File Type: audio/mpeg | Duration: 13:00

Ep 12: A wedding is a big deal. But getting married doesn't justify spending more than you can afford or sabotaging all your other savings goals for the sake of throwing a personal gala event. People were interested to know how much Eric, as a financial planner, spent on his own wedding -- so we decided to start talking about it to give people a new perspective on how much to spend and the WHY behind that rational. Pair this podcast with this blog post: www.beyondyourhammock.com/spending-on-a-wedding

 Stocks, Bonds, and Mutual Funds, Oh My! | File Type: audio/mpeg | Duration: 32:24

Ep 011: Investing is a critical step to take if you want to walk the path to wealth. In this episode, we cover some important topics you need to think about before you invest, including: - How to set up a truly diversified portfolio - What to think about when it comes to risk - Ways to set up your asset allocation (and keep it in balance) - The right mindset to have around your investments - How to manage your emotions around the markets …and more. Full show notes at www.beyondyourhammock.com/11

 Biggie Said It Best | File Type: audio/mpeg | Duration: 24:06

Ep 010: Mo money mo problems. And not just for OGs. When you start earning more, you have more freedom and ability to buy what you want. And that can pose a unique problem. In this episode, we're walking you what to think about when you reach the point where you no longer have to ask "can I afford this?" The answer is probably yes -- so now your challenge is optimizing where your money goes so you can get maximum happiness and satisfaction from it. Full show notes at www.beyondyourhammock.com/10

 How to Use Thought Experiments to Design Your Best Life | File Type: audio/mpeg | Duration: 21:04

Ep 009: What if you dropped your limitations, allowed yourself to daydream, and considered what's possible for your life? We're encouraging your to stretch your mind, imagine a world with no limits, and brainstorm what your life could look like if "can't" weren't part of your vocabulary. We're sharing some ideas and structures to use for thought experiments that will help jolt you out of the day-to-day routine and into what's possible for your life.  Full show notes at www.beyondyourhammock.com/9

 How to Travel More Without Busting Your Budget | File Type: audio/mpeg | Duration: 30:52

Ep 008: Kali's favorite thing to do is travel. Eric's favorite thing to do is save money. This is how we manage to do a lot of both. It seems like most of us in our 20s, 30s, & 40s wants to see the world, experience new things, try all the foods, and of course, have some really great photos for the 'Gram. But a ton of travel gets pricey, fast. So how do you balance the need to save with the desire to explore? Tune in to learn how we manage it ourselves. Full show notes at www.beyondyourhammock.com/8

 5 Financial Opportunities You're Missing Right Now | File Type: audio/mpeg | Duration: 21:48

Ep 007: We see a TON of people missing out on great opportunities to keep more money in their pockets and grow their wealth because they're not paying attention to a few simple aspects of their financial plan. Today, we dive into some really simple but easy-to-miss opportunities to grow your wealth. Tune in to learn about these 5 things that you could be leveraging to your benefit -- and then make sure you're taking advantage if you can. Full show notes can be found at www.beyondyourhammock.com/7

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