How to Money show

How to Money

Summary: Best friends Joel and Matt believe that when you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

Podcasts:

 Creating a Holiday Spending Plan #131 | File Type: audio/mpeg | Duration: 2286

Countless Americans don’t have a plan for how much they will spend or who they will be buying for this holiday season. What results is we end up with that all too familiar spending hangover with folks paying off those “unforeseen” expenses well into the New Year. Instead, we can avoid that debt by beginning to think and save now (even starting to save now for next year!), and creating a spending plan that includes things like gift budgeting, making cuts to your list of who to include, and tracking your spending. And while you’re making these changes, it’s really important to communicate the reasons why you might be cutting back- you don’t want your friends thinking you hate them! Talking about it with those you care about is an important step and we dive into how to do that effectively. During this episode we enjoyed a Timely Surrender by Archetype Brewing- another big thanks to Brad and Corina up at Archetype for donating the beers to the show this week! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://news.iheart.com/podcast-advertisers

 Brilliant Real Estate Investing Tactics with David Greene #130 | File Type: audio/mpeg | Duration: 3379

For this episode, we’re excited to hear from David Greene who is a nationally recognized authority on real estate investing. David has been on CNN, Forbes, and HGTV several times and he’s also a former police officer and current co-host of the BiggerPockets real estate podcast. He is the author of best selling books like “Buy, Rehab, Rent, Refinance, Repeat: The BRRRR Rental Property Investment Strategy Made Simple” and “Long Distance Real Estate Investing”. We not only hear his tips on what to look for when purchasing a solid investment property, but we also go back to his fortuitous beginnings in real estate and the type of mindset that is required in order to be a successful real estate investor. During this episode we enjoyed a The Explorer by Archetype Brewing- a big thanks to Brad and Corina up at Archetype for donating this beer to the show this week! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://news.iheart.com/podcast-advertisers

 Becoming Financially Optimistic #129 | File Type: audio/mpeg | Duration: 2247

It’s vitally important to discuss financial optimism because a LOT of folks have negative money scripts floating around their heads. Their pessimism hurts their current view of their money and their future financial wellbeing. How can we combat that? Financial optimism. We need to understand the good that currently exists in our lives and cultivate a hopeful attitude towards our finances. When we’re pessimistic about the current state of our financial health, it leads to inaction and that creates a cycle that secures that pessimism for the long term. It’s time to flip the script, change how we view our finances, and start doing awesome things with our money! During this episode we enjoyed a Caramel Macchiato Stout by Old Bust Head- a big thanks to Matt’s in-laws for donating this beer to the show this week! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://news.iheart.com/podcast-advertisers

 Ask HTM – Budgeting to Care for an Aging Parent, Car Subscription Plans, and Timeshares #128 | File Type: audio/mpeg | Duration: 2628

This week on the pod we’re answering your questions! 1 - What are some strategies to keep my healthcare affordable before Medicare kicks in? 2 - Financially speaking, should I be preparing to take care of my aging mom who is bad with her money? 3 - What kind of receipts should I be keeping up with as I manage my financial affairs? 4 - Are car subscription services, like Care by Volvo, a good way to pay for a car? 5 - Timeshares seem so cheap these days, are they a good deal? And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask During this episode we enjoyed a Melange #14 by The Bruery- which you can find and learn all about on Untappd! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://news.iheart.com/podcast-advertisers

 To Refi or Not to Refi? #127 | File Type: audio/mpeg | Duration: 1977

With mortgage rates near all-time lows, now is a great time to consider refinancing. Pouncing on these lower rates can lower our monthly mortgage payment, allowing us to free up some money that was being funelled towards housing. But what else should we consider? Are you a good candidate for a refinance? And then on top of that there are also costs involved in refinancing that can make it prohibitive. In this episode we discuss the factors you need to consider, some great reasons to refi, and how to make sure you are refinancing effectively. During this episode we enjoyed an Old Tuffy by New Belgium- a big thanks to Maggy for donating this beer to the show this week! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://news.iheart.com/podcast-advertisers

 Using Credit Cards for 50k in Free Travel with Brad Barrett #126 | File Type: audio/mpeg | Duration: 3725

This week we’re excited to have our friend Brad Barrett join us on the podcast. Brad is co-host of the podcast ChooseFI, but before that he was a CPA who left his job thanks to his pursuit of financial independence so he obviously knows a thing or two about personal finance. However, Brad’s favorite topic is leveraging credit card rewards to save more money, and take trips you never would have dreamed possible! Listen as we kick things off by discussing financial independence, but then we dive into credit card rewards and the best ways to score those free flights and free nights. During this episode we enjoyed a sCAMPer IPA by UpCountry Brewing Co- a big thanks to our good friend Stacey for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://news.iheart.com/podcast-advertisers

 Introducing She Makes Money Moves | File Type: audio/mpeg | Duration: 136

There's power, especially for young women, in talking about money: how much we make, how much we spend—and how money impacts our identities and our relationships. She Makes Money Moves, a new podcast from Glamour and iHeartRadio, is your invitation to join the conversation. Hosted by Glamour editor-in-chief Samantha Barry, She Makes Money Moves shares intimate, unscripted stories from women across the country along with advice from financial experts to help guide these women—and women everywhere—forward. Subscribe now to join us, as we help women raise their voices and make money moves.The first episode of She Makes Money Moves is now available. Listen here.  Learn more about your ad-choices at https://news.iheart.com/podcast-advertisers

 Recession Proofing Your Finances (Bestie) #125 | File Type: audio/mpeg | Duration: 2507

We have some really exciting news to share before introducing this Wednesday episode (and ironically enough, we discussed the cost of diapers at the beginning of this one)! Are we ready for a recession!? The economy has been roaring for close to a decade and corrections are inevitable. We’re not saying to pay uber close attention to the news cycle and the different predictions of the market tanking, but it is good to be prepared. And even if an actual recession never occurs, getting our personal finances in shape will allow us to be prepared for short-term bumps in the road- whether they’re market related, or purely personal. Give this episode a listen to hear our top tips on how you should recession proof your finances. During this episode we both enjoyed a Resilience IPA by Sierra Nevada which you can find and learn all about on Untappd. A big thanks to Felipe in Chico CA for donating this delicious beer! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://news.iheart.com/podcast-advertisers

 Ask HTM – Are Condos a Good Idea, an Electric Vehicle Frugal or Cheap, and an Explanation of the Many Different Types of Auto Insurance #124 | File Type: audio/mpeg | Duration: 2259

This week on the pod we’re answering your questions! 1 - Condos: are they a good investment? Should I consider one instead of a house? 2 - What are all the different types of auto insurance that are offered? 3 - I have whole life insurance. Should I cancel immediately or let it sit around to allow the cash value to grow? 4 - Unfortunately I’ve already signed up with a debt settlement company, but should I stick with them if they’re settling and negotiating my debts? 5 - Frugal or Cheap? I’m going out of my way for a free charge for my electric car. And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask During this episode we enjoyed a Second Fiddle by Fiddlehead Brewing Co- another big thanks to Cameron here in Atlanta for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://news.iheart.com/podcast-advertisers

 Financial Habits that Determine Your Future #123 | File Type: audio/mpeg | Duration: 2335

Over the course of our lives, our habits become ingrained and the small things we do day after day shape who we become. This is especially true of our money as simple routines can be life-changing, but don’t forget the door swings both ways. While positive financial habits can lead to massive wins for us down the road, negative habits can lead to some pretty grim consequences. In this episode we discuss the ‘what’ and the ‘how’- what are some great financial behaviors to begin practicing, and how to stick with it and transform those behaviors into long lasting habits. During this episode we enjoyed a Heady Topper by the The Alchemist- a big thanks to Cameron here in Atlanta for donating this beer to the show this week! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://news.iheart.com/podcast-advertisers

 Losing Everything to Financial Empowerment with Tiffany Aliche #122 | File Type: audio/mpeg | Duration: 3487

Tiffany Aliche is also known as the Budgetnista and her mission is to make life-changing financial education accessible to women worldwide. She’s been featured on MSNBC, The Today Show, Forbes- and earlier this year she was instrumental in a new law that passed in New Jersey that will have a massive impact on financial education. We also dive into her history with money and how even though she was raised in a household that prioritized money discussions, she still made some costly mistakes that left her broke before climbing out of that debt. Now, she has already helped over 800,000 women worldwide collectively save more than $100 million, and pay off over $75 million in debt, purchase homes, and transform the way they think about their finances. During this episode we enjoyed a Mountain Beer Kolsch by Telluride Brewing Co- a big thanks to Alex there are the brewery for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://news.iheart.com/podcast-advertisers

 The Massive Benefits of House Hacking #121 | File Type: audio/mpeg | Duration: 2058

Housing costs are a significant expense, gobbling up around 37% of most American’s take home pay- other categories don’t even come close! Spending less on housing will have an inordinate impact on the amount of money you’re able to save and invest, and house hacking is one of the best ways to achieve this goal. House hacking is a tactic that everyone should consider- whether you pay rent or have a mortgage, you’re a candidate for transforming a monthly expense into a source of revenue. Listen as we demystify some different approaches to house hacking as well as our personal experience with this valuable practice. During this episode we enjoyed Mosaic Coyote by Yellowhammer Brewing- a big thanks to Matt’s dad, Tim, for donating these beers to the show this week! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://news.iheart.com/podcast-advertisers

 Ask HTM - Money in Your 20s, Financing Solar Panels, and Extending a Line of Credit #120 | File Type: audio/mpeg | Duration: 2525

This week on the pod we’re answering your questions! 1 - What should I do with my old employer sponsored retirement plan? 2 - Where should I invest being fresh out school and in my 20s? 3 - Solar- finance and take the tax credit now or wait and save to pay cash? 4 - I’m receiving 8k from the Peace Corps once I complete my service- what should I do with that money? 5 - Should I extend a line of credit to pad my emergency fund? And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask During this episode we enjoyed a Nazionale by Birra Baladin- a big thanks to our buddy Andrew for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://news.iheart.com/podcast-advertisers

 The Power of Investing in Yourself #119 | File Type: audio/mpeg | Duration: 2040

We talk a lot about investing- whether that be in the stock market, in real estate, or in bitcoin (JK don’t ever do that)! But it’s not often that we discuss investing in ourselves- our personal capital is one of the greatest assets we have! The power to grow our income based on our unique skills is crucial as we develop personally and professionally. While many folks stop growing their knowledge and experience once they receive that diploma, challenging ourselves to grow in these areas can have a massive payoff down the road. During this episode we enjoyed a Whiskey Peach Cider by Western Cider Co- another big thanks to Rae in Missoula for donating to the show this week! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://news.iheart.com/podcast-advertisers

 Growing up on $0.44 a Day to Worldwide Traveler with Kristy Shen #118 | File Type: audio/mpeg | Duration: 3213

Kristy Shen has an amazing story- from growing up in China on $0.44 a day to becoming financially independent at age 31 and traveling non-stop around the world. Kristy writes about money on her site Millennial-Revolution and shares her story in the new book she wrote with her husband called “Quit Like a Millionaire.” In this interview we cover a number of topics that range from her remarkable childhood and the surprising benefits of a scarcity mindset, all the way to analyzing what degree to pursue and her experience with geographic arbitrage. During this episode we enjoyed a Blood Orange Gose by Draught Works- a big thanks to Rae in Missoula for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://news.iheart.com/podcast-advertisers

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