Your Wealth

Some investors have sold off parts of their portfolio and changed their asset allocation under the assumption that the Opposition’s policy proposals have been implemented.  However, this is not the case and frankly, any announcements could take a while to reach implementation. ----more---- With ongoing questions received about this topic, Gemma invites Peter Hogan of the SMSF Association to discuss: How franking credits currently work and how they affect share market dynamics How policy has changed with different governments What the proposed changes by the Opposition are and how they could affect your portfolio, covering the removal of the ability to claim unused credits, pension eligibility and cash rebates How long and what it would take for this change to go from proposal to implementation Which types of structures and assets could be affected and how you can restructure your portfolio to reduce any potential impact, and How you can use this proposal as an opportunity to reconsider your investing decisions. You can access this and previous episodes of the Your Wealth podcast now on iTunes, Podbean or at nabtrade.com.au/yourwealth If you are pressed for time, consider listening at 1.5x or 2x the usual speed – this can actually improve your retention of information while saving time.   Thank you for all your support in 2018 - Your Wealth will be taking a break over the Christmas period and we look forward to bringing more great insights and guests in 2019.

Many see the healthcare sector as providing ideal defensive exposure and yet some of Australia’s best growth stocks reside in this sector. As Australia’s best rated healthcare analyst, Andrew Goodsall from MST Marquee, explains, healthcare offers a wide range of fascinating and complex opportunities, from private hospitals and insurance to world class medical device manufacturers. ----more---- In this podcast, Andrew speaks to Gemma about his views of the healthcare sector and discusses: How to navigate the complexity of the broader healthcare sector The impact of regulation and various payment models on future demand for healthcare products and services Growth opportunities in medical technology and Australia’s unique competitive advantages Which healthcare companies to watch, including his key recommendation on CSL, Ramsay Healthcare and more. You can access this and previous episodes of the Your Wealth podcast now on iTunes, Podbean or at nabtrade.com.au/yourwealthIf you are pressed for time, consider listening at 1.5x or 2x the usual speed – this can actually improve your retention of information while saving time.

S&P Dow Jones Indices Managing Director and Head of Global Index Investing Craig Lazzara, has dedicated his career to researching whether fund managers can consistently outperform their respective benchmarks. He and many researchers with nearly a century of studying the topic, conclude that, it is not often, and not for long. ----more---- To learn more about index investing, and understand the fundamental principles supporting such products as ETFs and index funds, tune in to hear Craig discuss: How and why indices such as the S&P/ASX200 were created Why fund managers often struggle to outperform their relevant index and how out performance fails to persist Which characteristics investors should look for when choosing an investment manager, and Why we choose to believe that benchmarks can be consistently beaten despite evidence to the contrary. You can access this and previous episodes of the Your Wealth podcast now on iTunes, Podbean or at nabtrade.com.au/yourwealthIf you are pressed for time, consider listening at 1.5x or 2x the usual speed – this can actually improve your retention of information while saving time.

One of the greatest concerns for Australian investors looking to invest offshore is the impact of currency on the value of their portfolios. Magellan Asset Management Portfolio Manager Chris Wheldon offers his insights into strategies to manage currency risk and his thoughts on hedging in the current market. ----more---- In this podcast, Chris and Gemma Dale discuss their thoughts on: The impact of currency movements on global assets held by Australian investors The difference between translation and transaction impacts, Strategies for managing currency risk, and How to determine which kind of hedging, if any, is appropriate for your portfolio. You can access this and previous episodes of the Your Wealth podcast now on iTunes, Podbean or at nabtrade.com.au/yourwealth.

At the ASX’s recent Investor Day, nabtrade’s Gemma Dale shared with attendees what other investors are holding in their portfolios, and what they’re buying now, both domestically and abroad. This episode is designed to show how today’s smart investor can tap into high-performing overseas markets, invest in top stocks and achieve quality portfolio diversification without leaving the ASX. ----more---- Click here to access the slides from the ASX Investor Day presentation while you listen. Tip: if you don’t have 50mins to listen to the full podcast, try listening at 1.5x or 2x speed, using the speed icon on your device. Research has shown this can actually increase your retention over listening at normal speed, while getting through the content in half the time. You can access this and previous episodes of the Your Wealth podcast now on iTunes, Podbean or at nabtrade.com.au/yourwealth.

Superannuation is likely to be your second largest asset after your home, so it should be an important part of your planning, but for most people it rarely rates a mention until they’re just a few years off retirement. ----more---- In the latest episode of Your Wealth, Gemma Dale explains why superannuation matters, and covers such topics as: How to set yourself up for success Why super is still the most tax effective investment vehicle for most people Simple strategies to improve your retirement outcomes, no matter what your age, and How to think about superannuation as an investment vehicle. You can access this and previous episodes of the Your Wealth podcast now on iTunes, Podbean or at nabtrade.com.au/yourwealth.

With a technical correction in market values occurring in October, many investors are wondering whether it is time to snap up bargains… or wait on the sidelines for fear of further price falls. Popular market commentator and value investor Roger Montgomery of Montgomery Investment Management has long expressed concerns about high valuations; have his views changed since the recent sell off? ----more---- In this timely podcast, Roger gives Gemma Dale his views on: What has driven global valuations to record highs, and which asset classes still offer value His thoughts on market darlings such as Afterpay, A2 Milk, Wisetech and Appen His specific allocation to financials and why he’s waiting to buy more Whether CSL, REA and Maquarie offer value to today’s investor Which sectors are likely to face headwinds in the coming months. Gemma will be providing insights into what savvy investors are buying at the upcoming ASX Investor Days this month in Sydney, Brisbane and Melbourne, and we’ll also be giving away a free copy of Roger’s book Value.able to attendees. Click here to register. You can access this and previous episodes of the Your Wealth podcast now on iTunes, Podbean or at nabtrade.com.au/yourwealth.

You may have been told; never invest in anything that eats or that you can eat. Mark Todd thinks otherwise. ----more---- In this week’s episode Mark Todd, Head of Customer Direct at NAB speaks to Gemma Dale about the agriculture sector, discussing topics such as: The impact of variables such as climate change, global commodity prices, supply chains and trading limitations on this sector How the rise in the middle class in developing countries like China positively impact the long term trend of the agriculture sector Investing opportunities aligned to agriculture, such as transport and infrastructure How social trends like sustainability, a shift towards organic foods and innovations affect and benefit the sector Things to consider before entering this field. You can access this and previous episodes of the Your Wealth podcast now on iTunes, Podbean or at nabtrade.com.au/yourwealth.

Warrants are a product structure that have been around for a long time but very few know about them and how they could be used as tool to manage portfolio risk.  ----more---- In this week’s episode, Liz Tian, Director of Equity Products at Citigroup joins Gemma Dale to discuss Warrants, covering topics such as: The different types of warrants including instalments and MINIs, how they work and why investors use them, How warrants compare to margin lending, Where to find information about warrants and how to identify them, The risks and costs involved with different warrants, and How investors use warrants to strategically take positions to manage their portfolio risk. You can access this and previous episodes of the Your Wealth podcast now on iTunes, Podbean or at nabtrade.com.au/yourwealth.

With both the ASX200 and the tech-heavy Nasdaq having dropped 8% from their August highs, many investors are asking if recent market falls are the beginning of the end for the longest bull market in history. Rising US interest rates, a resurgent US dollar, stretched valuations and potential trade wars all loom as potential catalysts for a correction. ----more---- In this timely and wide-ranging conversation, Nathan Bell, portfolio manager at InvestSmart, gives his views on the significance of recent market volatility, and his thoughts on: Why he believes the ASX could generate returns twice as strong as the S&P500 over the next 10 years, What stocks he holds – and which he’s avoiding – on the ASX and overseas today, Financials in the context of a tightening credit cycle and a slump in property prices, and Which companies he’s most excited about despite the risks of a downturn in share prices. You can access this and previous episodes of the Your Wealth podcast now on iTunes, Podbean or at nabtrade.com.au/yourwealth.

The ASX offers investors many types of instruments through which to build a diversified portfolio, but how do they differ, and which is best for your needs? ----more---- In this educational podcast, Charmaine Breadon from the ASX joins Gemma Dale to outline: The different features of listed investment companies (LIC), exchange traded funds (ETF), mFunds and more, How a dividend differs from a distribution, Why LIC prices can differ substantially from the value of their underlying assets, and How to choose the right investment structure for your portfolio. You can access this and previous episodes of the Your Wealth podcast now on iTunes, Podbean or at nabtrade.com.au/yourwealth.

Trust in financial advisers is at an all-time low, and yet good quality financial advice can be the difference between a secure future and constant struggle. ----more---- In the latest episode of Your Wealth, host Gemma Dale speaks with SMSF guru Meg Heffron about the challenges of finding good quality advice and how to set yourself up for success. Neither Meg nor Gemma is a financial adviser, and they’ve had a wide variety of experiences. This frank discussion covers: What areas of their finances they seek advice for, and which bits they do themselves, Why Meg believes independence can be a myth,  How Gemma spotted poor advice and you can learn to do the same, and  What Meg values most from her adviser (hint: it’s not the return on her portfolio). You can access this and previous episodes of the Your Wealth podcast now on iTunes, Podbean or at nabtrade.com.au/yourwealth.

India is the world’s third largest economy in purchasing power parity (PPP) terms. It has the best performing stock market in the world over the last 5 and 20 years and generates GDP growth of 7.4% pa. Yet, it does not feature in the MSCI World Index, and has only a 10% weighting in the MSCI Asia. Most investors, consequently, have little to no exposure to this powerhouse economy. ----more---- In this much anticipated episode of Your Wealth, Dr Mary Manning of Ellerston Asian Investments talks to Gemma Dale about why she believes the growth of the Indian market is too strong to ignore, covering key topics such as: The impact of structural reforms such as monetisation, infrastructure investment, and social schemes like housing and electricity for all How to access the rise of the Indian market, including specific stocks to consider Underpenetrated key sectors such as housing, finance, automotive and infrastructure Her greatest concerns, including upcoming elections, potential inflation and the rise in oil prices. You can access this and previous episodes of the Your Wealth podcast now on iTunes, Podbean or at nabtrade.com.au/yourwealth.

The dynamic of investment markets has been highly disrupted over the past two decades, with technology companies now making up 7 of the top 10 companies in the world ($ market capitalisation).  Now that these disruptors have climbed to the top of the ladder, how do investors pick tomorrow’s winner? ----more---- In this episode, Intermede Investment Partners’ James Kim joins Gemma Dale to discuss: The impact technology has had on investment markets, How ‘network effects’ have charged the growth of technology disruptors, The changing dynamic of traditional business models, and The challenges that lie ahead for investors, given the optimistic nature of technology-led disruptors. You can access this and previous episodes of the Your Wealth podcast now on iTunes, Podbean or at nabtrade.com.au/yourwealth.

Sky Business and podcast favourite Mark Todd recently hosted the Kanga Conference: Fixed Income Beyond the Institutional Sector. This summit brought together senior Treasury executives, fund managers and investors to discuss key developments in fixed income and equity markets across the globe. ----more---- In this discussion, Mark tells Gemma Dale some of the more fascinating insights shared by his guests, including: Why there’s always an asset to buy, despite peak valuations Where they believe the greatest buying opportunities exist The evolution of managed investments, including no fee products just released, and Where global markets are heading. You can access this and previous episodes of the Your Wealth podcast now on iTunes, Podbean or at nabtrade.com.au/yourwealth.