The Personal Finance Show show

The Personal Finance Show

Summary: The Personal Finance Show with Beau Humphreys The Personal Finance Show is for Canadians looking to organize and simplify their personal finances. Host, Beau Humphreys, explores topics such as: Financial Literacy, Financial Independence vs. Traditional Retirement, Banking, Investing, Debt, Savings, Spending, Dividends, Addiction, Mortgages and Work-Life Balance. ***FinTech Series: Every month, Beau interviews a different FinTech company in Canada. It is important to let people know about Financial Technology companies that apply to individual Canadians.***

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 Interview with Sean Cooper | File Type: audio/x-m4a | Duration: 01:03:03

Buy a copy of "Burn Your Mortgage" here: At age 30, Sean Cooper( paid off the mortgage on his $425,000 home in Toronto. He started with a hefty $170,000 down payment and then paid off his $255,000 mortgage in only 3 years. Sean’s story is about goal setting. You start with a goal and you take the steps necessary to achieve that goal. Sean’s goal was to own a house as early as possible. So he saved every penny, worked several jobs, lived in the basement apartment of his own house so he could rent out the top, and lived a frugal life to achieve his goal. You may not be able to duplicate what Sean did, and he doesn’t expect you to. He realizes his case is a bit extreme and not for everyone. Sean wrote “Burn Your Mortgage” to help people pay off their mortgage sooner. Maybe not in 3 years, but how about 10 years instead of 20? The point is that you don’t have to wait 25 years to own your house, just because your mortgage is amortized over 25 years. If you really want to own your house sooner, you just have to make it a priority. Set the goal and work towards it. “Burn Your Mortgage” is a great read for current homeowners and prospective buyers, but it also has some great tips for anyone trying to find ways to save more or earn more. Sean’s critics love to tell him what he should have done instead of paying off his mortgage quickly. Maybe you don’t want to do what Sean did, and that’s ok. But Sean did it because he wanted to. No one forced him to work 3 jobs and live in the basement. We all have the right to choose how we spend our lives. Sean wanted a house and now he has a house. And now he has a house and a book. Rather than judge Sean, I think we should congratulate him for his achievements and his amazing goal setting abilities. Listen to the interview and then grab a copy of “Burn Your Mortgage” for yourself.

 Interview with Planswell | File Type: audio/x-m4a | Duration: 00:51:14

Interview with Planswell When I first heard about Planswell, I joined their waiting list immediately. Planswell is giving free financial plans to all Canadians. This is what I’ve been looking for. Free budgeting and tracking from and now free financial plans. As I was doing research for the podcast interview and as I got to know the team better, I realized that Planswell is more than just a quick free financial plan. It is definitely quick and free, but that first 4 minutes where you type in your info and a plan comes out - that’s just the beginning. Just like me with my personal finance coach clients, Planswell wants to help you over the long run. The first plan is just the first plan. Every 6 months after that, you’re going to update that plan. Every 6 months for the next 40 or 50 years. Planswell is not just about investing your money. The results of the plan depend on your personal financial situation. If you come to Planswell and you are in debt, the plan is going to have a debt repayment part to it. The plan may even tell you to put all of your available funds towards the debt and help you figure out how to do that. Planswell is not going to just take your money and invest it without knowing everything else about you. This is called holistic financial planning. This is what I want for everyone. I was so impressed by the people and the concept of Planswell that I became an official Client Advocate! If you want your free holistic financial plan and you want to bypass the waiting list, you can use my Client Advocate link: THE INTERVIEW I had this idea to bring my mobile podcast studio to the new Planswell HQ and interview the whole team all at once. I wasn’t sure if they would go for it but they did and I’m really happy with the results. Having the whole team as part of the interview meant that it wasn’t just one person answering questions, but that anyone could grab the mic if they had something to say. Most importantly, I got to try my segment “Questions from the Internet” with a large group of people and it was really fun. You can find the start of that segment around the 35 minute mark. Overall I had the best time chatting with Planswell and I hope you enjoy the podcast! ---- You can find The Personal Finance Show on iTunes, Google Play Music, Soundcloud, or on pretty much any podcast app out there. Just search for Beau Humphreys or The Personal Finance Show. If you like this episode, please help me out by subscribing to the podcast or signing up for my email list at: Or just send me an email at if you want to chat about anything. And don’t forget, if you like the idea of a Planswell plan and having me as your Client Advocate, you can get started right now at :

 Interview with Jessica Moorhouse | File Type: audio/x-m4a | Duration: 01:08:24

Interview with Jessica Moorhouse Jessica Moorhouse is a millennial personal finance expert, award-winning blogger, host of the Mo’ Money Podcast and founder of the Millennial Money Meetup. Last year, after I met Jessica and told her my story about being addicted to gambling for 20 years and crawling my way out of debt and addiction, she immediately booked me on her podcast. So it just seemed right that Jessica would be one of my first guests on The Personal Finance Show. Jessica is currently on episode 109 of the Mo’ Money Podcast, and there are more on the way every week. In this interview we talk about how Jessica has embraced change in her life and how she has found success and happiness by doing so. We also talk about mindfulness, travel, food, money personalities, and a million other things! Most recently Jessica and her business partner Jaclyn Phillips have developed the Rich & Fit Bootcamp where you can learn to master your money and fitness! Check it out here: I had a great time chatting with Jessica and I’m very excited that she agreed to participate in my first “Questions from the Internet” segment, which was so much fun. The Personal Finance Show is a podcast by Beau Humphreys, Personal Finance Coach. You can find Beau at

 FinTech Series Interview with Tate Hackert of ZayZoon | File Type: audio/x-m4a | Duration: 00:27:06

FinTech Series Interview with Tate Hackert, Founder and President of ZayZoon. Tate is in Toronto for the Payments Canada Summit from May 24-26 so I invited him to my studio to talk about ZayZoon and the 2nd annual FinTech Cup, which will be presented at the Summit. I published a written interview with Tate back in January 2017 so if you want to know more about ZayZoon and Tate’s background, head over to and search for ZayZoon. At the first Payments Canada Summit last year in Calgary, ZayZoon won the FinTech Cup and the $20,000 prize that went along with it. This year, there are 3 new People’s Choice awards, $10,000, $5,000 and $2,500, on top of the $20,000 grand prize. Check out to find out more about the Summit and how things are transforming in the world of payments and finance. The Personal Finance Show is a podcast by Beau Humphreys, Personal Finance Coach. You can find Beau at

 FinTech Series Interview with Lending Loop | File Type: audio/x-m4a | Duration: 00:44:34

FinTech Series Interview with Cato Pastoll and Brandon Vlaar of Lending Loop “Lending Loop is Canada's first fully regulated peer-to-peer lending platform focused on small business.” That’s the official description from After interviewing co-founders, Cato Pastoll and Brandon Vlaar, I realized Lending Loop is also a way to connect Canadians. On the surface it just seems like another investment option. You drop some money into an account and you choose how to allocate that money. There are a bunch of businesses, new ones show up every few days, and they have different risk ratings. The prudent thing to do would be to spread your money to a few different companies with higher and lower ratings to balance your risk. But it’s not just stocks and bonds that we’re talking about here. These are real Canadian businesses. Both Cato and Brandon grew up with parents who ran small businesses. They both know first-hand what it is like to go to a bank and be denied a loan. And if the bank does approve a small business, it can take 60-90 days to get the loan, and piles of paperwork along with it. Lending Loop works with small businesses and connects them to Canadian investors like you and me. Everything is transparent - the company’s details and statements are online for you to look at. You can even ask them questions via an online messaging platform! Have you tried asking one of your stocks or exchange-traded funds questions? Yeah, it’s not that easy. The whole team at Lending Loop is really focused on providing an alternative investment option that helps connect Canadians with other Canadians. Real people, not faceless corporations. I really enjoyed visiting the Lending Loop office for this interview and I hope you enjoy it too. If you enjoy The Personal Finance Show, please subscribe on iTunes or Google Play Music, and if you feel it up it write a review!(If it’s negative, maybe just send me an email? I can take constructive criticism.) --- The Personal Finance Show is a podcast by Beau Humphreys, Personal Finance Coach. You can find Beau at

 FinTech Series Interview with Dwello | File Type: audio/mpeg | Duration: 00:33:23

FinTech Series Interview with Chris Chan of Dwello Beau Humphreys, Personal Finance Coach( Interview with Chris Chan of Dwello( Sitting down to chat with Chris Chan of Dwello was like sitting down with Elon Musk of Tesla to talk about electric cars, and then finding out that it’s not about the cars at all, it’s about the batteries. Batteries that are going to change the world. Dwello is like Tesla, but for the world of rental payments and reporting. Emphasis on the reporting part. On the surface, Dwello makes it easier for tenants to pay landlords, and for landlords to manage their properties. But beneath this really awesome concept, is an even more awesome concept which is going to revolutionize the way that Canadians think about credit reports and credit scores. Please join me as I chat with Chris Chan, Managing Principal of Dwello, about how he’s helping Canadians pay rent, and ultimately improve their credit along the way. --- The Personal Finance Show is a podcast by Beau Humphreys, Personal Finance Coach. You can find Beau at


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