Talk Credit Radio with Gerri Detweiler
Summary: Get answers to your credit questions from nationally recognized expert Gerri Detweiler. Debt, credit scores, collections? Whatever your credit dilemma, she's got the answers!
How does the Supreme Court's DOMA decision affect taxes for same sex couples? It can be significant. Joining me to discuss what this means - and what couples who may be affected should consider is Joseph Henchman Vice President of Legal & State Project for the Tax Foundation. We discuss how this impacts state and federal taxes for these couples, and how it may retroactively save them money as well. This episode aired live July 8, 2013.
You work hard to be able to save and invest for your future. But one lawsuit could wipe all of that out, if you haven't prepared properly. Learn where to start with an asset protection strategy and hear about some of the excellent vehicles for asset protection in Florida. This interview with Rick Torrington, CFP and founder of Edward Kennedy Mason aired live on August 26, 2013.
No one can afford to be a full-time stay at home parent, says my guest Emma Johnson, founder of WealthySingleMommy.com. In this interview she explains why she believes no parent can afford to stay out of the workforce full-time to care for children. She examines the history of stay at home parents, and says that "too many women are making decisions based on a fantasy." She also shares her ideas for how to handle the juggling effort between parenthood (especially single parenthood) and work. She even offers tips for outsourcing the household chores you hate. Listen and decide for yourself whether you agree with her. This episode aired live July 15, 2013.
Do you have any idea how much your auto insurance rates go up with a teen driver? It's probably more than you think! InsuranceQuotes.com's Laura Adams joins me to share tips for saving money on teen auto insurance. Find out which state has the lowest increase (and why) and learn about discounts that may save you 25% or more on premiums. This episode aired live July 15, 2013.
New legislation changes student loan rates. It's a good deal for borrowers today, but tomorrow those rates will rise quickly and become quite expensive. Here attorney and student loan expert Heather Jarvis, founder of askheatherjarvis.com, joins me to explain what's going on with student loan interest rates. We talk about what's happening in Congress as well as the frustration many students are experiencing when they try to pay off, consolidate or refinance these loans. Jarvis had a lot of debt herself and has experienced this problem firsthand. Her insights are both personal and professional. This episode aired live August 5, 2013.
When it comes to student loan rates, Congress has it wrong, says my guest Mitchell D. Weiss. A former financial services executive, Weiss has a unique perspective on the student loan rate debate and he shares it her. Listen and find out why I vote we make him Student Loan Czar! This episode aired live July 1, 2013.
If you need a small business loan and are having trouble getting traditional financing you'll want to learn about Community Development Financial Institutions and how they can help. You'll find out what CFDI's are, what kinds of loans they make and for what amounts. You'll find out how some make loans to the unbanked or underbanked, and the flexible financing they offer. You'll also learn how they offer more than just a loan. Even if you've been turned down for a loan from a traditional financial institution, you may be able to get a loan from a CFDI. This interview with the Opportunity Finance Network's President and CEO Mark Pinsky aired live on July 29, 2013.
Want to make sure you get the best deals on back to school clothing, supplies and technology? ConsumerMan Herb Weisbaum will show you how! And you'll learn about a new website that not only can help you save on kid's clothing but can raise money for your school as well! This episode aired live August 12, 2013.
It's happened to me and I am sure it's happened to you: you've wasted money on something you never intended to pay for. Americans are wasting $14.3B in grey charges, according to a study by the Aite Group for BillGuard.com. What are grey charges? Find out in this interview with BillGuard.com CEO Mary Keegan. The average consumer can save $200 a year by spotting and stopping these charges, so stop throwing your money away! This episode aired live July 29, 2013.
Like so many people, Leah Ingram found her family had to become suddenly frugal during the economic downturn. In this episode she shares here story, what she learned from it, and how she and her family are turning their financial lives around. Plus hear how to get a great freebie from Leah - free is good, right? Leah is the author of Suddenly Frugal: How to Live Happier and Healthier for Less, which compiles Leah’s unique money-saving advice, including how a family can save $25,000 a year. Her second title in the Suddenly Frugal series is Toss, Keep, Sell!: The Suddenly Frugal Guide to Cleaning Out the Clutter and Cashing In. This episode aired live August 12, 2013.
Mike Sante is the managing editor of Interest.com, a website that helps consumers make smart financial decisions. He previously spent 13 years as the business editor for the Detroit Free Press. He joins me to explain what retirees are up against when it comes to retirement income.
The Baby Boomer generation grew up feeling powerful, relevant and able to effect important change. The future looked good -- if they worked hard and did all the right things they were guaranteed a comfortable life. But for many of us, things did not go as planned. Converging forces - the recession, longer lifespans, and the disappearance of traditional retirement funding - have forced many to face a very different reality than the one they expected. George Schofield, PH.D. and author of After 50 It’s Up to Us, Developing the Skills and Agility We’ll Need joins me to share his insights for those feeling lost and overwhelmed. We discuss how many of us over 50 are pioneers without role models for the interruptions we have experienced. Why it can be so hard to know who we are independent of our roles. The difference between lifelong learning and lifelong development and why it’s so important to distinguish between the two. This episode aired live June 24, 2013.
Medical bills are one of the leading contributors to bankruptcy, and even those with good insurance aren't immune to the financial stress these bills can create. Ariana Vargas of GiveForward.com joins me to share the unique way this site is helping people raise money to help friends, loved ones - and in some cases complete strangers - get the financial help with medical bills they need. Find out how it works and how it may help you or someone you care about. This episode aired live April 22, 2013.
In her early 20's Jill Beirne Davi found herself deep in debt, living in one of the most expensive cities in the country: New York City. She had $30,000 in debt and no idea how she would pay it off. But she did, and today she lives debt-free, while helping others through her website AbundantFinances.com. In this interview she talks about: How she took that first (difficult) step toward conquering her debt, Her strategy for making her budget work all month long, Why flossing her teeth helped her finances! (And that's not just because it saved her money on dental bills.) Jill's advice is both practical and inspiring so be sure to listen. This episode aired live April 22, 2013.
Sandy Smith is digging out of debt - a lot of debt. More than $100,000 in fact. Here she shares how she's tackling it. She explains how she went from barely making a debt in her balances one year to wiping out a huge chunk the next. She also shares her experience with going radically cashless; paying cash for everything, including her bills! Be inspired and get great tips on how to get out of debt yourself from the founder of YesIAmCheap.com. This episode aired live June 10, 2013.