Insurance with a Twist's Podcasts

By now, we are used to interacting with companies without actually setting foot in a store. The fact that we have never actually met an employee from our cell phone providers or from Amazon.com doesn’t seem strange. The same could be said for many car insurance providers, but that doesn’t have to be the case. Guest post by Mark McCrell. Read the original blog post at InsurancewithaTwist.com!

Americans are destined to be covered by catastrophic-only protection in the not too distant future. Stay a step ahead of the curve by making the switch to a catastrophic health plan now. Read the Original Blog Post

Short term medical (STM) insurance is a flexible, affordable, easy to qualify for, short term solution to a gap in health insurance coverage of between one and 12 months (and even longer). Here are nine reasons people rely on this innovative solution. Original blog post @ http://insurancewithatwist.com/1104/short-term-medical-insurance-the-ultimate-uses-guide/. Voice over work by Kyle Van Son

It’s no secret that there is a problem with the American healthcare system; a real serious problem. So where are things headed? While recent legislation addresses some of the cost issues, other unfixed damaging cost drivers continue to wreak havoc on the American healthcare system. Until those cost drivers are addressed, and our system becomes more efficient, cutting benefits will be a primary cost control method. In fact, it has been for years, even decades. But more than ever, things are catching up to us.

Car insurance policies come in unbelievable variety. When searching for the right policy, it can be quite hard to know where to start. Finding the right car insurance policy is essential and your coverage is the most important thing to consider; as well as the cost. Guest post by Shirley Jones

Universal life insurance is a unique financial tool that a family can use to protect themselves against lost income due to the passing of the family member they rely on for financial support. Here are some compelling reasons to use universal life insurance to protect against income loss.

Here are three quick and easy ideas that will save your family money on health insurance: 1. Insure Your Family with Different Insurance Companies Split up your family and insure different people with different insurance companies and under different plans. Some parents may not want or need the same benefits as their children...

Unfortunately, people develop this devastating disease every day. How many people have you known that have received a cancer diagnosis? I've known at least two that were close family members, and four that were friends or acquaintances. Cancer insurance is very affordable. That's one compelling reason that buying a policy makes sense.

There are many factors that can negatively influence the price you pay for auto insurance. If you are struggling with expensive insurance premiums, you should explore the discount options that may be available to you. Many insurance companies offer good driver discounts, multiple car discounts, senior discounts, discounts for academic excellence, and a number of other useful programs. Taking advantage of all applicable discount strategies will help you mitigate the high cost of auto insurance.

If you feel like your insurance company could care less about what you do behind the wheel, take matters into your own hands and change your driving habits for the better. In the long run, you’ll be safer and richer for it.

Nowadays, with the convenience of the Internet, it’s relatively easy to buy a policy online. Personally, and as an insurance agent, I think it’s just fine to purchase your auto insurance online. Is it better than using an insurance agent to purchase your policy? That depends on whether you want to leverage your time with an agent, or spend your time shopping the market yourself online.

Guest podcast by Adam Butler. Drivers looking for online car insurance should take the time and research providers before making a decision to sign with one. Each insurer is different and has different plans to meet the individual needs of each driver. They should make sure to pick the right one that best suits their needs.

My aunt and uncle are both retired, and over age 65. Each one of them has a private health insurance plan with no medical deductible and no copayments. I’m not sure they have any cost-sharing (based on our conversation) when they do need medical care. They each pay around $2,000 USD per year. Having only been exposed to the U.S. healthcare system and pricing structure, my first thought was that the coverage must be low quality, hard to access, or broken in some way. I found it unbelievable.

While worrying about insurance isn’t the idea of a fun summer, just taking an hour or so at the beginning of the summer season to make sure your insurance policies are order can save you hundreds, if not thousands of dollars if you find yourself making a claim.

There are many advantages to using an independent agent to help you with your insurance needs. Having one contact person who knows your full insurance situation, being able to explore multiple companies with one inquiry, and taking advantage of a service that doesn’t cost you anything extra makes using an agent a convenient, and effective way to obtain and manage your insurance policies.