Money Girl's Quick and Dirty Tips for a Richer Life show

Money Girl's Quick and Dirty Tips for a Richer Life

Summary: Money Girl provides short and friendly personal finance, real estate, and investing tips to help you live a richer life. Whether you're just starting out or are already a savvy investor, Money Girl's advice will point you in the right direction. To download podcast episodes not shown here, visit

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  • Copyright: 2018 Macmillan Holdings, LLC


 448 MG 6 Options to Get a Loan with Bad Credit | File Type: audio/mpeg | Duration: 00:15:33

While having bad credit can be a roadblock when applying for a loan from a traditional lender, it doesn't mean that you can't get a loan. Laura covers 6 lending alternatives to get a loan even if your credit is less than perfect. Read the full transcript here: Read the transcript at Check out all the Quick and Dirty Tips shows: FOLLOW MONEY GIRL Facebook: Twitter:

 499 MG Debt Q&A: Manage Student Loans, Credit Cards, and HELOCs Wisely | File Type: audio/mpeg | Duration: 00:19:13

Handling debt wisely is one of the most important parts of your financial life. Laura answers 6 questions she recently received about student loans, HELOCs, and credit card debt. You'll learn tips to protect your credit, use existing home equity, manage student loan repayment, and prioritize your personal finances.

 498 MG How to Find Scholarships and Pay for College Without Loans | File Type: audio/mpeg | Duration: 00:22:29

Laura interviews Jocelyn Paonita Pearson, a scholarship expert and founder of The Scholarship System. They talk about how to pay for college without loans by using scholarship funds. After years of trial and error, Jocelyn cracked the code on how to get a free ride through college. She got over $126,000 in scholarships and graduated completely debt free. You’ll learn common scholarship myths to avoid, different types to go after, the best age to start applying, and a free resource to learn more. Get the Money Girl book at

 497 MG 5 Tips to Afford a Pet—What Owning a Dog or Cat Really Costs | File Type: audio/mpeg | Duration: 00:18:35

We love our pets, but they can be expensive! Laura discusses what it really costs to own a pet and 5 tips to cut expenses for a current or new furry friend. This post is dedicated to her sweet yellow Lab, Dixie, who's resting in peace after 17 years of loyal companionship. Get the Money Girl book at

 496 MG Expert Advice on Getting a Home Equity Line of Credit (HELOC) | File Type: audio/mpeg | Duration: 00:40:47

Laura interviews Mike Kinane, a HELOC expert and Senior Vice President for Consumer Lending at TD Bank. They discuss just about everything current or future homeowners need to know about getting a home equity line of credit. You'll learn how you can spend funds, amounts you can borrow, qualification guidelines, potential fees, rules for claiming interest as a tax deduction, and what to do when interest rates are moving up. Read the full transcript here:

 495 MG Investing FAQs: How to Get Higher Returns, Retire Early, Do Rollovers, and Manage Multiple Accounts | File Type: audio/mpeg | Duration: 00:30:22

It's time to get clarity on your investing questions. Laura answer 7 questions from the Money Girl community about a variety of investing and retirement topics. You’ll learn how to get higher investment returns, retire early, prioritize accounts, do rollovers, know when you should invest, and rules for managing multiple retirement accounts. Cut the confusion and you'll have more success! Read the full transcript here:

 494 MG 4 Penalty-Free Ways to Use a Roth IRA Before Retirement | File Type: audio/mpeg | Duration: 00:20:07

You probably know that using a Roth IRA to save for retirement is a smart move that also cuts your taxes. But what you may not know is that unlike other types of retirement accounts, you can spend it before retirement. Laura explains the unique flexibility of a Roth IRA and covers 4 ways you’re allowed to make penalty-free withdrawals from a Roth IRA to spend anytime you like. Read the full transcript here: Get the Money Girl book at

 493 MG How to Make Kids Rich by Investing in an IRA | File Type: audio/mpeg | Duration: 00:21:16

Ever wanted to make sure your kid would end up rich? The secret to having a secure future or paying for college could be setting him or her up with an IRA--an underutilized vehicle that many people miss. Laura explains the benefits of starting an IRA for minors, the rules for eligibility, how to open an account, and when you can spend the money penalty free. Read the full transcript here:

 492 MG Can You Contribute to a 401k and an IRA in the Same Year? | File Type: audio/mpeg | Duration: 00:21:13

Taking advantage of a retirement plan at work and an IRA is a smart way to cut taxes and save more money for the future. But having multiple accounts can change the rules. Laura answers a listener question and explains how to avoid pitfalls so you leverage multiple accounts to reach your retirement goals. Read the full transcript here: Get the Money Girl book at

 491 MG 8 Ways to Legally Pay Less Tax and Save Money | File Type: audio/mpeg | Duration: 00:21:02

There are many ways to legally shelter your income from tax so you save money. Laura explains 8 ways to reduce your taxable income so you pay less tax. You can take advantage of some or all of them, no matter how much or little money you make, to keep more of your hard-earned money. Read the transcript at

 490 MG How to Fill Out a W-4—Plus, 7 Reasons to Adjust Your Tax Withholding | File Type: audio/mpeg | Duration: 00:22:44

Confused about how to fill out a W-4 at work? Laura explains what it is and how to complete it correctly. Plus, you'll learn 7 reasons when you should adjust your withholding so your employer doesn’t take out too much or too little income tax from your paycheck. Get the Money Girl book at Read the full transcript at

 489 MG 7 Simple Principles to Invest Money Wisely No Matter Your Age | File Type: audio/mpeg | Duration: 00:26:49

You can achieve your financial goals by using simple, but tried and true, investing principles. Laura covers 7 key concepts to grow your net worth over time no matter if you're an investing newbie or have been at it for decades--even if you don’t have much to invest. Read the full transcript here: Get the Money Girl book at

 488 MG What Is a 1099 Form? 8 Things to Know About Taxable Income (in Plain English) | File Type: audio/mpeg | Duration: 00:18:22

Taxes my not be your favorite financial topic but it's important to understand the basics. Laura explains what you need to know about 1099 tax forms. You'll learn what a form is, who issues and receives them, rules to comply with the law, and 8 key things you should know about taxable income. Read the full transcript here: Get the Money Girl book at

 487 MG Zombie Debt—Facts You Should Know About Old Accounts in Collections | File Type: audio/mpeg | Duration: 00:20:23

No matter if you want to clean up your credit report or have an old zombie account coming back from the dead to haunt you, it’s important to understand your rights. Laura answers a question about old debt, explains the statute of limitations, gives advice for dealing with collectors, and offers 4 ways to handle accounts in collection. Get the Money Girl Book at Read the full transcript here:

 486 MG The Ultimate Guide to Using a Balance Transfer Credit Card | File Type: audio/mpeg | Duration: 00:20:10

Ever wonder if using a balance transfer offer could improve your personal finances? Laura explains in plain English how a balance transfer credit card works, how it affects your credit, and when it makes sense to use one. You’ll learn smart tips to cut your interest expense, save money, and get out of debt faster. Read the full transcript here:


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