Rebound - Life After Foreclosure, Dave Ramsey style
Summary: Spencer & Lisa If it’s financially devastating, chances are, we’ve done it. Failed business? Yep. Foreclosure? That, too. Just able make ends meet? We’re there right now. But we have a plan, we have each other, and we’re determined to get out of this mess. We’re doing a Total Money Makeover and podcasting it from start to finish. Listen in as we narrate our experience and pass along the ideas and tips we encounter along the way. Join us on our journey – it might not be all fun all the time, but it’s sure to be a helluva ride!
iTunes and Stitcher listeners: Visit www.ReboundPodcast.com for show notes and links.In this episode, we deviate from our regularly-scheduled FPU talk to chat about the hurricane that missed us, our couponing adventure and why it's on like Donkey Kong! (Spencer forgot to take his rabbit cage photos, but we'll have some before and afters soon!)Mentioned in this episode:Sign up for the newsletter! The Ultimate Debt-Reduction Spreadsheet (in a format that should be easily downloadable) It's on Like Donkey Kong! printable PDF chart (use the bottom like a thermometer to gauge how much you're earning and/or saving)
iTunes and Stitcher listeners: Visit www.ReboundPodcast.com for show notes and links.Thanks to Janet for a donation this week! (Why donate to a random couple trying to get out of debt? Click here.)In this episode, we talk a little about FPU and a lot about couponing and possum living. We also promised lots of links for this episode so if you're listening on iTunes or Stitcher, you need to go to ReboundPodcast.com, like, now.Mentioned in this episode:The Rebound Newsletter - If you haven't signed up, you're missing out! Recycle Bank Possum Living Part 1, Part 2, and Part 3 and the follow-up article on Dolly TONS of couponing links and resources - click here for Chris' video plus lots of resources for newbie couponers like us!
iTunes and Stitcher listeners: Visit www.ReboundPodcast.com for show notes and links.In this episode, we wonder when FPU will ever end, give an update on what's happening with Frank and our decision to move, and discuss getting out of debt on a meager income. (In the outtakes, Spence makes his singing debut but he's no Antoine Dodson.)Mentioned in this episode:48 Days podcast
iTunes listeners: Visit www.ReboundPodcast.com for show notes and links.In this episode, we talk about some changes happening in our personal lives and with Rebound. We're kicking Rebound up a notch with a new weekly newsletter, a new podcast player on the site and a now regularly scheduled program! Listen in to find out about all the exciting things happening around here. :)Mentioned in this episode:Sign up to receive the Rebound weekly newsletter Become a fan of Rebound on Facebook to stay up-to-date with the podcast
iTunes listeners: Visit www.ReboundPodcast.com for show notes and links.In this episode, we get straight to the point! We talk about the importance of insurance, negotiating skills we learned from FPU, and Spencer reveals the political project he's been working on intensely for the last few months.Mentioned in this episode:Frank Zander InsuranceWe're still doing Listeners Supporting Listeners so if you have a business that you've started to jumpstart your snowball, let us know about it!
iTunes listeners: Visit www.ReboundPodcast.com for show notes and links.In this episode, we ask you guys some questions - how are you making snowflake money and how do you balance being an entrepreneur with paying off debt? Also, a bit of randomness and discussion on Dave Ramsey's FPU Week 6 topic, Buyer Beware.Mentioned in this episode:Jack Spirko - the Survival Podcast ModestNeeds.orgMany of you have asked if you could get a copy of the spreadsheet we mentioned in Episode 32, and Greg (the listener that created it) was nice enough to agree to share it everyone. Grab your copy here. And when you're done, tell him thanks on Twitter or his new blog! :) We love how clean and easy-to-use it is, and it's easy to modify it and make it your own! Here's an example of how we modified ours.
iTunes listeners: Visit www.ReboundPodcast.com for show notes and links.In this (long) episode, we talk about our newest addition, doing the snowball Dave Ramsey style, tithing time instead of money, modern survivalism and mean creditors.(Please excuse the coughing in the background. Our youngest is fighting a cold.)Mentioned in this episode:Dave Ramsey talks about tithing Malachi 3:10 (NIV) The Survival PodcastListeners Helping Listeners: One of our listeners, David Carter, is also a published author. We review his book I Can't Wait, and both agree - it's a timeless story with a great message. Check it out on Amazon.
iTunes listeners: Visit www.ReboundPodcast.com for show notes and links.In this episode, we announce the Financial Peace Giveaway winner (congratulations Erica!), chime in on a letter Dave received last week from a woman whose best friend killed herself (kinda heavy topic - play with caution around the kiddos), and throw around the idea of rental-payment-downsizing. Plus some FPU week 4 stuff!Just a reminder: We will not be podcasting the weekend of the 10th. Yes, Lisa accidentally said "next week" in the podcast. She made a boo-boo. We'll see you next week, but on the weekend of the 10th, we'll be in sunny Florida spending time with Lisa's grandpa and mama!
iTunes listeners: Visit www.ReboundPodcast.com for show notes and links.We’re doing a giveaway and this is the LAST WEEK to enter! Click here for details.In this episode, we discuss Week 3 of Financial Peace, the discoveries we're making along the way, and nabs. If you're not from the south, you'll have to listen in to find out what that is all about.Mentioned in this episode:Dave Ramsey Financial Forms - Dave does not offer these on his site like we thought, but we did find these forms via a Google search. They look slightly different from the ones we received, so they may be a bit older. Try a Google search for these or better yet, take Financial Peace University!Listeners Supporting Listeners: This week we feature Devra's shop, Devz Bagz. Devra makes one-of-a-kind appliqué bags and tooth fairy pillows. (Since Lisa wants to own a farm one day and is a knitter, she's kinda obsessed with the farm bag. Too cute!) Devra has paid off $19,600 worth of debt and is still going strong! Visit Devra's shop if you need a fun, eco-friendly bag.And last week, we mentioned Pam's shops at Name-Bracelet.com or LiveBraveNow.com, but we didn't do a great job on the show mentioning Pam, so we're giving her some link love again this episode.If you're working the debt snowball and want your business to be featured on Listeners Supporting Listeners, contact us.
iTunes listeners: Visit www.ReboundPodcast.com for show notes and links.We're doing a giveaway! Click here for details.In this episode, we discuss the first two weeks of Financial Peace university, Lisa pulls the old "Dave says..." line, and we talk about why we've been away for a few weeks.Mentioned in this episode:Plan to Eat - the most awesome meal-planning website (affiliate link) Financial Peace Jr. The LLNOE forums - we're lisaashby and spencerashby over thereListeners helping listeners: One of our listeners, Pam, has a jewelry shop with beautiful name bracelets and a personalized clothing and gifts shop full of a variety of fun products for a good cause. From Pam: Our organization is a husband and wife team that have many things to be thankful for. We have two kids that are happy (most of the time) and healthy, we have lived and visited many foreign countries as an Army Family and we have come full circle living next to family again. More recently we've had a cancer scare. That's the reason we give 10% of our net profit for brain cancer research. You can support Pam and her family by shopping at Name-Bracelet.com or LiveBraveNow.com.
iTunes listeners: Visit www.ReboundPodcast.com for show notes and links.In this episode, we talk about what being debt-free really means and overcoming the irrational "I want it now" thinking.Don't forget! We’re taking Financial Peace University online starting the week of June 1st and we’d love for you to join us! Send us an email and let us know if you’re game.Listeners supporting listeners: One of our listeners, Vito, and his family are raising money to go on a missions trip to Ireland to minister to youth. In short, he and his group tries to be the hands and feet of Jesus so that the youth there will hear the message. Since Vito has been a great supporter of our show, we wanted to give back by letting you all know about his plans. He needs to raise $5,000 for the trip to Ireland, and you can donate directly on his ChipIn page or by ordering fresh roasted coffee from him for $12.50 per pound plus shipping (medium and dark roast are available). If you'd like to order coffee, email him at IrelandONine(at)gmail(dot)com with your order. Most importantly, pray. He and his family need your prayers. (He is also raising an additional $6,000 for another missions trip for a girl who is undergoing surgery this year. Her dream is to go to Kenya to minister to children, and Vito is helping to make that happen for her. His ChipIn page shows a total of $10,000 that needs to be raised by November.)
It's official... the cat's out of the bag. In this episode, we talk about being honest and saying no, why you shouldn't give up, and why we love our baby emergency fund.Mentioned in this episode:We're taking Financial Peace University online starting the week of June 1st and we'd love for you to join us! Send us an email and let us know if you're game.
iTunes listeners: Visit www.ReboundPodcast.com for show notes and links. In this episode, we talk about all the fun, budget-friendly things you can do for entertainment that don't cost a lot of money. Have some ideas to add? Share them on Facebook! Mentioned in this episode:FPU Online - We're taking it starting June 1st. Want to join us? Drop us an email and let us know. Our interview with the Star News Tversity Playon.tv - use code LIFETIME to get a lifetime license for $19.99. Click here for details. Netflix streaming disc for the PS3 or Wii Geocaching The What's on Wilmington free list - If you're in Wilmington NC, you'll want to get on this mailing list. If not, Google to see if there are lists of free events available in your area.
iTunes listeners: Visit www.ReboundPodcast.com for photos from the trip, show notes and links.In this episode, we discuss our recent mini-vacation to Asheville, the ways we were able to save money, and the reasons we think a mini-vacation are good for staying focused and on-track.See this post for extras.Mentioned in this episode:Geico Privileges BillShrink.com Dave Ramsey says not to go on vacation while in debt
In this episode, we talk about our recent Daniel Fast and what we learned, food-wise, from it, touch on dumpster diving, and search for the elusive healthy coupons.Mentioned in this episode:HR 875 - the death of the small farmer? On a Dollar a Day - the book and the blog Freeganism Food Not Bombs Coupon Clippers (affiliate link) has a few healthy coupons, but are there others sources for healthy coupons that we're missing?